The first part of 2025 mirrored the past few years, with mortgage rates hovering just under 7%, very limited housing inventory, and significant increases in home prices. As the year progressed, we saw interest rates settling closer to 6% and increasing inventory. As a result, home sales increased. Major forecasters see 2026 as a rebound year for home sales, with estimates ranging from a very modest uptick to a robust double‑digit jump, depending on assumptions about rates and inventory.​ In this issue of Market Insights, we’ll look back at 2025 housing data and share what we expect in 2026.